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Direct returns payment response details that indicate the transaction status and, when applicable, the rejection reason. You can use these details to refine your business rules.
The table below maps response codes between Sips and Direct.

Find detailed information about the most common response codes in our dedicated API Troubleshooting guide.

Response codes mapping card payments

Sips Direct
AcquirerResponseCode ResponseCode errors.errorCode Description
00 00 N/A Transaction approved or processed successfully
02 05 30021001 Contact payment mean issuer
03 03 30031001 Invalid acceptor
04 05 30041001 Keep the payment mean
05 05 30051001 Do not honour
07 05 30041001 Keep the payment mean, special conditions
08 05 30081001 Approve after identification
12 12 30121001 Invalid transaction
13 05 30131001 Invalid amount
14 14 30141001 Invalid PAN
15 05 30151001 Unknown payment mean issuer
17 17 30171001 Payment aborted by the buyer
20 05 30201001 Invalid response (error in server domain)
25 05 30251001 Transaction not found
30 30 30301001 Format error
31 05 30311001 Id of the acquiring organisation unknown
33 05 30331001 Payment mean expired
41 05 30411001 Payment mean lost
43 05 30431001 Payment mean stolen
51 05 30511001 Insufficient or exceeded credit
54 05 30541001 Payment mean expired
55 05 30551001 Wrong PIN
56 05 30051001 Payment mean missing from the file
57 05 30571001 Transaction unauthorised for this payment mean holder
58 05 30581001 Transaction forbidden to the terminal
59 05 30591001 Fraud suspicion
61 05 30611001 Exceeds the amount limit
62 05 30621001 Transaction awaiting payment confirmation
63 05 30631001 Security rules not complied with
65 05 40001139 Allowed number of daily transactions has been exceeded
68 05 30681001 Response not received or received too late
75 05 30751001 Exceeded number of PAN attempts
78 05 30781001 Card not yet activated, or temporarily blocked
91 90 30911001 Payment mean issuer inaccessible
93 05 30931001 Transaction cannot be completed: violation of law
94 90 30941001 Duplicated transaction
99 90 30991001 Incident with initiator domain
A1 05 40001139 Transaction refused because the 3-D Secure authentication data is missing
R0 05 33000972 Stop payment order
R1 05 33000973 The cardholder (or his bank) has revoked recurring payments made at a merchant
R3 05 33000975 The cardholder (or his bank) has revoked all recurring payments

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