Oney

Intro

Oney is an instalment solution offered by the French acquirer Oney.

Your customers can use Oney to split a payment into many instalments. As a merchant, you will receive the full order amount immediately. Oney will take full responsibility for the instalments and the relationship with the buyer in your stead.

The integration is very easy, as you only need to send some additional parameters along with your request.

Offer this payment method in a steadily expanding list of European countries!

Optimiert für Desktop Tablet Mobile

Überblick

Kategorie:

Instalment

Payment Product-ID:

5148

Wichtigste Vorteile

Low PCI requirements
Easy integration
Guaranteed payment
Refunds are possible (Partial/multiple/full)

Einstieg

To use Oney in either our test/live environment, follow these steps:

Sign a contract with Oney and receive activation credentials in return.
Log in to Worldline Merchant Portal.
Navigate to Business -> Payment methods.
Use the credentials you received to activate Oney.

Länder & Währungen

Unterstützte Länder

Belgien
Frankreich
Deutschland
Ungarn
Italien
Polen
Portugal
Rumänien
Spanien

Unterstützte Währungen

Euro
Ungarischer Forint
Rumänischer Leu

Integration

Redirect your customers to the Oney payment portal via our Hosted Checkout Page. Find a high-level overview in the "Zahlungsablauf" chapter.

Add the following properties to a standard CreateHostedCheckout request:

{
  "order": {
    "amountOfMoney": {
      "currencyCode": "EUR",
      "amount": 170000
    },
    "customer": {
      "personalInformation": {
        "name": {
          "title": "Mr.",
          "firstName": "Dupont",
          "surname": "Jean"
        },
        "gender": "male",
        "dateOfBirth": "19490917"
      },
      "billingAddress": {
        "street": "bd de Rochechouart",
        "houseNumber": "13",
        "zip": "75009",
        "city": "Paris",
        "state": "Paris",
        "countryCode": "FR"
      },
      "shippingAddress": {
        "street": "bd de Rochechouart",
        "houseNumber": "13",
        "zip": "75009",
        "city": "Paris",
        "state": "Paris",
        "countryCode": "FR"
      },
      "contactDetails": {
        "emailAddress": "jean.dupont@test.com",
        "phoneNumber": "+330175757575"
      }
    },
    "references": {
      "merchantReference": "merchant-reference"
    },
    "shoppingCart": {
      "items": [
        {
          "amountOfMoney": {
            "currencyCode": "EUR",
            "amount": 170000
          },
          "orderLineDetails": {
            "productName": "ACME12",
            "discountAmount": 0,
            "lineAmountTotal": 170000,
            "productCode": "ASO45",
            "productPrice": 170000,
            "productType": "Fashion",
            "quantity": 1,
            "taxAmount": 0,
            "unit": "piece"
          }
        }
      ]
    }
  },
  "hostedCheckoutSpecificInput": {
    "locale": "fr_FR"
  },
  "redirectPaymentMethodSpecificInput": {
    "requiresApproval": true,
    "paymentProductId": 5148,
    "paymentOption": "PROVIDED FOR YOUR MERCHANT ID BY ONEY"
  }
}

Properties	Remarks
order.customer merchantCustomerId personalInformation companyInformation languageCode billingAddress shippingAddress contactDetails vatNumber	If you do not send shippingAddress, your customers will have to provide this data on the Oney portal.
references merchantOrderId merchantReference invoiceData descriptor	-
typeInformation.purchaseType	-
hostedCheckoutSpecificInput.locale	-
redirectPaymentMethodSpecificInput requiresApproval paymentProductId paymentOption	requiresApproval: Set to "false" as this payment method allows only Direct Sale mode. paymentProductId: The numeric identifier of the payment method on our platform. Find this id in the "Überblick" chapter. It instructs our platform to send your customers directly to the Oney portal. If omitted, our platform sends your customers to the Hosted Checkout Page instead, allowing them to choose this or any other payment method that is active in your account. paymentOption: contains a value to indicate the transaction is split into 3 or 4 instalments. The values for are defined by you and Oney.

The PaymentOption is a specific value provided for you by Oney. It defines a specific redirection toward 3x or 4x payment methods.

Ausführliche Informationen über dieses Objekt und seine Eigenschaften finden Sie in unserer CreateHostedCheckoutAPI

Contact Oney to define a minimum/maximum amount limit per transaction.

List of available Oney brands

Brand	paymentProductId
Oney	5148
Oney 3x	5146
Oney 4x	5147

Zahlungsablauf

Your customers finalise an order in your shop and select Oney.
You send this CreateHostedCheckout request to our platform.
You redirect your customers via the redirectUrl to the Oney portal. They confirm the order with their personal data.
We receive the transaction result.
We redirect your customer to your returnUrl
You request the transaction result from our platform via GetHostedCheckout or receive the result via webhooks.
If the transaction was successful, you can deliver the goods/services.

Testdaten

In unseren Testszenarios finden Sie Testdaten und detaillierte Instruktionen.

Stellen Sie sicher, den korrekten Endpunkt anzusteuern und zurück zum Live-Endpunkt zu wechseln, sobald Sie Ihre Tests abgeschlossen haben