FloaPay

Intro

As FloaPay offers various brands, multiple paymentProductId exist. Find all possible values in the Integration chapter.

FloaPay is an instalment solution offered by the French acquirer Thunes.

Your customers can split a credit card payment into instalments, allowing them a choice between different instalment plans. Your customers enter some personal data and their credit card details on the Thunes portal during the initial transaction request. Thunes charges the credit card for the remaining instalments automatically.

The integration is very easy, as you only need to send some additional parameter along with your request.

Offer this payment method in a steadily expanding list of European countries!

Optimised for Desktop Tablet Mobile

Overview

Payment group:

Instalment

Payment product id:

5139

Key benefits

Low PCI requirements
Easy integration
Guaranteed payment
Refunds are possible (Partial/multiple/full)

Onboarding

To use FloaPay for either our test or live environment, follow these steps:

Sign a contract with FloaBank and receive activation credentials in return.
Send the activation credentials (MID/password and possibly other credentials) to us.
We do the necessary onboarding and provisioning check.
We activate the payment method in your account.

Countries & currencies

Supported countries

Belgium
France
Italy
Portugal
Spain

Supported currencies

Euro (EUR)

Integration

Redirect your customers to the Thunes payment portal via our Hosted Checkout Page. Find a high level overview in the Process flows chapter.

Add the following properties to a standard CreateHostedCheckout request:

{
  "order": {
    "amountOfMoney": {
      "currencyCode": "EUR",
      "amount": 170000
    },
    "customer": {
      "personalInformation": {
        "name": {
          "title": "Mr.",
          "firstName": "Dupont",
          "surname": "Jean"
        },
        "gender": "male",
        "dateOfBirth": "19490917"
      },
      "billingAddress": {
        "street": "bd de Rochechouart",
        "houseNumber": "13",
        "zip": "75009",
        "city": "Paris",
        "state": "Paris",
        "countryCode": "FR"
      },
      "shippingAddress": {
        "street": "bd de Rochechouart",
        "houseNumber": "13",
        "zip": "75009",
        "city": "Paris",
        "state": "Paris",
        "countryCode": "FR"
      },
      "contactDetails": {
        "emailAddress": "jean.dupont@test.com",
        "phoneNumber": "+330175757575"
      }
    },
    "references": {
      "merchantOrderId": "{{TIMESTAMP}}"
    },
    "shoppingCart": {
      "items": [
        {
          "amountOfMoney": {
            "currencyCode": "EUR",
            "amount": 170000
          },
          "orderLineDetails": {
            "productName": "ACME12",
            "discountAmount": 0,
            "lineAmountTotal": 170000,
            "productCode": "ASO45",
            "productPrice": 170000,
            "productType": "Fashion",
            "quantity": 1,
            "taxAmount": 0,
            "unit": "piece"
          }
        }
      ]
    }
  },
  "hostedCheckoutSpecificInput": {
    "locale": "fr_FR"
  },
  "redirectPaymentMethodSpecificInput": {
    "requiresApproval": true,
    "paymentProductId": 5139
    
  }
}

Properties	Remarks
order.customer merchantCustomerId personalInformation companyInformation languageCode billingAddress shippingAddress contactDetails vatNumber	If you do not send shippingAddress, your customers have to provide it on the Thunes portal.
references merchantOrderId merchantReference invoiceData descriptor	-
typeInformation.purchaseType	-
hostedCheckoutSpecificInput.locale	-
redirectPaymentMethodSpecificInput requiresApproval paymentProductId	requiresApproval: Set to "true/false"" as this payment method allows only direct sale operations. paymentProductId: The numeric identifier of the payment method on our platform. Find this id in the list below. It instructs our platform to send your customers directly to the Thunes portal. If left out, our platform sends your customers to the Hosted Checkout Page instead, allowing them to choose this or any other payment method in your account.

Find detailed information about this object and its properties in our CreateHostedCheckoutAPI.

Contact Thunes to define a minimum/maximum amount limit per transaction.

List of available Floa brands

Brand	paymentProductId
Floa 3x For splitting the payment into three instalments	5139
Floa 4x For splitting the payment into four instalments	5140
Floa 1x (Pay Later) To purchase a good and pay it upon delivery or pick up per example	5138
Floa 10x For splitting the payment in 10 instalments	5144

Process flows

Your customers finalise an order in your shop and select Floa.
You send this CreateHostedCheckout request to our platform.
You redirect your customers via the redirectUrl to the FloaPay portal. They confirm the order with their card and personal data.
We receive the transaction result.
We redirect your customer to your returnUrl
You request the transaction result from our platform via GetPaymentDetails or receive the result via webhooks.
If the transaction was successful, you can deliver the goods / service.
Floa charges your customers automatically for the remaining instalments within the arranged intervals.

Testing

Refer to our Test cases for test data and detailed instructions.

Make sure to use the right endpoint and switch back to the live URL as soon as you have finished your tests.