worldline Direct
Sign up

FloaPay

Intro

As FloaPay offers various brands, multiple paymentProductId exist. Find all possible values in the Integration chapter.

FloaPay is an instalment solution offered by the French acquirer Thunes.

Your customers can split a credit card payment into instalments, allowing them a choice between different instalment plans. Your customers enter some personal data and their credit card details on the Thunes portal during the initial transaction request. Thunes charges the credit card for the remaining instalments automatically.

The integration is very easy, as you only need to send some additional parameter along with your request.

Offer this payment method in a steadily expanding list of European countries!

Overview

Payment group:
Payment product id:
5139
Key benefits
  • Low PCI requirements
  • Easy integration
  • Guaranteed payment
  • Refunds are possible (Partial/multiple/full)

Onboarding

To use FloaPay for either our test or live environment, follow these steps:

  1. Sign a contract with FloaBank and receive activation credentials in return.
  2. Send the activation credentials (MID/password and possibly other credentials) to us.
  3. We do the necessary onboarding and provisioning check.
  4. We activate the payment method in your account.

Countries & currencies

Supported countries

Supported currencies

  • Euro (EUR)

Integration

Redirect your customers to the Thunes payment portal via our Hosted Checkout Page. Find a high level overview in the Process flows chapter.

Add the following properties to a standard CreateHostedCheckout request:

{
  "order": {
    "amountOfMoney": {
      "currencyCode": "EUR",
      "amount": 170000
    },
    "customer": {
      "personalInformation": {
        "name": {
          "title": "Mr.",
          "firstName": "Dupont",
          "surname": "Jean"
        },
        "gender": "male",
        "dateOfBirth": "19490917"
      },
      "billingAddress": {
        "street": "bd de Rochechouart",
        "houseNumber": "13",
        "zip": "75009",
        "city": "Paris",
        "state": "Paris",
        "countryCode": "FR"
      },
      "shippingAddress": {
        "street": "bd de Rochechouart",
        "houseNumber": "13",
        "zip": "75009",
        "city": "Paris",
        "state": "Paris",
        "countryCode": "FR"
      },
      "contactDetails": {
        "emailAddress": "jean.dupont@test.com",
        "phoneNumber": "+330175757575"
      }
    },
    "references": {
      "merchantOrderId": "{{TIMESTAMP}}"
    },
    "shoppingCart": {
      "items": [
        {
          "amountOfMoney": {
            "currencyCode": "EUR",
            "amount": 170000
          },
          "orderLineDetails": {
            "productName": "ACME12",
            "discountAmount": 0,
            "lineAmountTotal": 170000,
            "productCode": "ASO45",
            "productPrice": 170000,
            "productType": "Fashion",
            "quantity": 1,
            "taxAmount": 0,
            "unit": "piece"
          }
        }
      ]
    }
  },
  "hostedCheckoutSpecificInput": {
    "locale": "fr_FR"
  },
  "redirectPaymentMethodSpecificInput": {
    "requiresApproval": true,
    "paymentProductId": 5139
    
  }
}
Properties Remarks

order.customer
      merchantCustomerId
      personalInformation
      companyInformation
      languageCode
      billingAddress
      shippingAddress
      contactDetails
      vatNumber

If you do not send shippingAddress, your customers have to provide it on the Thunes portal.

references
      merchantOrderId
      merchantReference
      invoiceData
      descriptor

-

typeInformation.purchaseType

-

hostedCheckoutSpecificInput.locale

-

redirectPaymentMethodSpecificInput
      requiresApproval
      paymentProductId

requiresApproval: Set to "true/false"" as this payment method allows only direct sale operations.

paymentProductId: The numeric identifier of the payment method on our platform. Find this id in the list below. It instructs our platform to send your customers directly to the Thunes portal. If left out, our platform sends your customers to the Hosted Checkout Page instead, allowing them to choose this or any other payment method in your account.

Find detailed information about this object and its properties in our CreateHostedCheckoutAPI.

Contact Thunes to define a minimum/maximum amount limit per transaction.

List of available Floa brands

Brand paymentProductId

Floa 3x

For splitting the payment into three instalments

5139

Floa 4x

For splitting the payment into four instalments

5140

Floa 1x (Pay Later)

To purchase a good and pay it upon delivery or pick up per example

5138

Floa 10x

For splitting the payment in 10 instalments

5144

Process flows

  1. Your customers finalise an order in your shop and select Floa.
  2. You send this CreateHostedCheckout request to our platform.
  3. You redirect your customers via the redirectUrl to the FloaPay portal. They confirm the order with their card and personal data.
  4. We receive the transaction result.
  5. We redirect your customer to your returnUrl
  6. You request the transaction result from our platform via GetPaymentDetails or receive the result via webhooks.
  7. If the transaction was successful, you can deliver the goods / service.
  8. Floa charges your customers automatically for the remaining instalments within the arranged intervals.

Testing

Refer to our Test cases for test data and detailed instructions.

Make sure to use the right endpoint and switch back to the live URL as soon as you have finished your tests.

Was this page helpful?

Do you have any comments?

Thank you for your response.