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Oney Bank Card


Our platform offers two variants of this payment method: Oney Card and Oney Branded Card.

Whereas the enrolment process for Oney Card is faster, Oney Branded Card allows you to customise both the cards and the Oney payment page according to your corporate identity.

Hence, multiple paymentProductId exist. Find all possible values in the integration chapter. The integration as described below remains the same for both variants.

Oney Bank Card is a consumer credit solution offered by Oney.

Oney Bank Card allows a high level of customisation of the payment terms, the issued card and the payment page. This applies to both you and your customers, i.e. by offering:

  • Special promotions, discounts, cashback and rewards programs.
  • Available payment options (including credit , instalments or deferred payment options).

The integration is very easy, as you only need to send some additional parameters along with your request. You redirect your customers to the Oney payment page where they enter their Oney card data on the Oney payment page.


Payment group:
Payment product id:
Key benefits
  • Low PCI requirements (no sensitive or personal data shared)
  • Easy integration
  • Allows partial/multiple/full refunds
  • Allows partial/full capture


To use Oney for either in our test/live environment, follow these steps: 

  1. Sign a contract with Oney and receive activation credentials in return.
  2. Send the activation credentials (MID/password and possibly other credentials) to us.
  3. We do the necessary onboarding and provisioning check.
  4. We activate the payment method in your account.

Countries & currencies

Supported countries

Supported currencies

  • Euro (EUR)


Redirect your customers to the Oney payment page via our Hosted Checkout Page. Find a high level overview in the "Process flows" chapter.

Add the following properties to a standard CreateHostedCheckout request:

Property Remarks


amount: The gross amount you want to charge for this order.
currencyCode: The ISO 4217 currency code for this amount.


Your customer's personal information
order.customer.contactDetails.emailAddress Your customer's e-mail address


The language version of our Hosted Checkout Page


paymentProductId: The numeric identifier of the payment method on our platform. Find this id in the list below. It instructs our platform to send your customers directly to the Oney payment page. If left out, our platform sends your customers to the Hosted Checkout Page instead, allowing them to choose this or any other payment method in your account.

requiresApproval: Set to "false" as this payment method allows only direct sale operations.

returnUrl: The URL we redirect your customers to after the payment has been finalised.

paymentOption: Indicates the amount of instalments the transaction is split into. You define together with Oney during your onboarding the available modalities and the value range. If not sent, your customers can choose the desired modality on the Oney payment page.

Find detailed information about this object and its properties in our CreateHostedCheckoutAPI.

List of available Oney card brands

Brand paymentProductId
Oney Card 5127

Oney Branded Card


Process flows

  1. Your customers finalise an order in your shop and select Oney Bank Card.
  2. You send this CreateHostedCheckout request to our platform.
  3. You redirect your customers via the redirectUrl to the Oney payment page. They confirm the order with their card data, personal data and their preferred payment terms.
  4. We receive the transaction result.
  5. We redirect your customer to your returnUrl
  6. You request the transaction result from our platform via GetHostedCheckout or receive the result via webhooks.
  7. If the transaction was successful, you can deliver the goods / service.


Refer to our Test cases for test data and detailed instructions.

Make sure to use the right endpoint and switch back to the live URL as soon as you have finished your tests.

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