EPS

Countries & currencies

Supported countries

• Austria

Supported currencies

• Euro (EUR)

Integration

We offer this payment methods for the following integration modes. Learn in our dedicated guides about their individual differences:

• Hosted Checkout Page
• Server-to-server

Find a high level overview in the "Process flows" chapter.

Optionally, you can include your customers' bank account data in your request. Depending on your choice, differences apply:

• Without bank account data
• With bank account data

Hosted Checkout Page/Server-to-server without bank account data

This mode requires your customers to manually select their bank on the EPS login page.

Add the following properties to a standard CreateHostedCheckout/CreatePayment request:

{
   "order":{
      "amountOfMoney":{
         "amount":100,
         "currencyCode":"EUR"
      }
   },
   "redirectPaymentMethodSpecificInput":{
      "paymentProductId":5406,
      "redirectionData":{
         "returnUrl":"https://yourRedirectionUrl.com"
      }
   }
}

Hosted Checkout Page/Server-to-server with bank account data

Prefill the EPS login page with your customers’ bank account data, streamlining the payment experience.

Add the following properties to a standard CreateHostedCheckout/CreatePayment request:

{
   "order":{
      "amountOfMoney":{
         "amount":100,
         "currencyCode":"EUR"
      }
   },
   "redirectPaymentMethodSpecificInput":{
      "paymentProduct5406SpecificInput":{
         "customerBankAccount":{
            "accountHolderName":"Account holder",
            "bic":"STZZATWWXXX",
            "iban":"AT938900000001100412"
         }
      },
      "paymentProductId":5406,
      "redirectionData":{
         "returnUrl":"https://yourRedirectionUrl.com"
      }
   }
}

Process flows

1. Your customers finalise an order in your shop and select EPS.
2. You send this CreateHostedCheckout/CreatePayment request to our platform.
3. You redirect your customers via the redirectUrl (for CreateHostedCheckout requests) or the merchantAction.redirectionData.redirectUrl (for CreatePayment requests) to the EPS portal. They select their bank and login to their online banking account. They confirm the order with a TAN or transaction authentication number.
4. We receive the transaction result.
5. We redirect your customer to your returnUrl.
6. You request the transaction result from our platform via GetPaymentDetails/GetHostedCheckout or receive the result via webhooks.
7. If the transaction was successful, you can deliver the goods / service.

Testing

Refer to our Test cases for test data and detailed instructions.