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EPS

Intro

EPS (Electronic Payment Standard) is an Austrian online banking payment method.

Officially supported by the Austrian government, your customers benefit from a dense network of participating banks and online merchants. The combination of a straightforward payment flow, easy integration and real-time bank transfer processing make EPS is the most popular payment method for bank transfers in Austria.

You redirect your customers to their online bank where they log in to their online bank account. They authenticate the bank transfer for which you receive an immediate result.

The integration is very easy, as you only need to send a standard request to our platform.

Overview

Payment group:
Payment product id:
5406
Key benefits
  • Real-time bank transfer processing
  • Very popular in Austria
  • Allows partial/multiple/full refunds

Countries & currencies

Supported countries

Supported currencies

  • Euro (EUR)

Integration

Redirect your customers to the EPS portal via our Hosted Checkout Page. Find a high level overview in the "Process flows" chapter.

Add the following properties to a standard CreateHostedCheckout request:

{
	"order": {
		"amountOfMoney": {
			"currencyCode": "EUR",
			"amount": 980
		}
	},
	"hostedCheckoutSpecificInput": {
		"locale": "en_GB",
		"returnUrl": "https://yourRedirectionUrl.com"
	},
	"redirectPaymentMethodSpecificInput": {
		"PaymentProductId": 5406
	}
}
Properties Remarks

order.amountOfMoney
     amount
     currencyCode

amount: The gross amount you want to charge for this order
currencyCode: The ISO 4217 currency code for this amount

hostedCheckoutSpecificInput
     locale
     returnUrl

locale: The language version of our Hosted Checkout Page

returnUrl: The URL we redirect your customers to after the payment has been finalised 

redirectPaymentMethodSpecificInput
      paymentProductId

paymentProductId: The numeric identifier of the payment method on our platform. Find this id in the "Overview" chapter. It instructs our platform to send your customers directly to the EPS portal. If left out, our platform sends your customers to the Hosted Checkout Page instead, allowing them to choose this or any other payment method in your account

Find detailed information about this object and its properties in our HostedCheckoutAPI

Process flows

  1. Your customers finalise an order in your shop and select EPS
  2. You send this CreateHostedCheckout request to our platform
  3. You redirect your customers via the redirectUrl to the EPS portal. They select their bank and login to their online banking account. They confirm the order with a TAN or transaction authentication number
  4. We receive the transaction result 
  5. We redirect your customer to your returnUrl
  6. You request the transaction result from our platform via GetPayment or receive the result via webhooks
  7. If the transaction was successful, you can deliver the goods / service

Testing

Refer to our Test cases for test data and detailed instructions

Make sure to use the right endpoint and switch back to the live URL as soon as you have finished your tests

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